Do you find it hard to save money? Is the cost of everyday living too high?
Well maybe it’s all about what we find important in our lives.
When we save money, there is generally a long term goal, maybe a deposit on a house, a new car, a holiday overseas.
As we are saving, especially the bigger goals like buying a house, the weekly/fortnightly or monthly squirreling we do with our money may have no immediate benefit or give that instant gratification hit.
Yet there will be a day when we finally realise the value of the months or years of hard work & dedication.
Or do you find you give up, the reasons to abandon the goal creep in, I really needed to update my car, that pair of shoes on special was too good to pass by, suddenly you have changed or lost hope in achieving your long term goal.
With credit cards freely available & zero deposit mortgages, we have ways of easing the pain & suffering.
Why save a 10-20% deposit when I can buy the house today with no savings plan.
Well you can view weight loss or more importantly your health in a similar way.
If you truly want to lose weight & be healthier, you really have to want it badly enough to make the sacrifices on the way.
Are you saying consciously I want to lose weight but deep down thinking it is all too hard?
Well guess what, your sub conscious will win everytime.
Do you have that savings plan to weight loss, are you exercising for at least 30 minites, 3-4 times a week, are you watching what, how much & often you eat, are you getting quality sleep?
Saying to yourself, well this week I will not exercise because I’II do double the amount next week, unfortunately chances are next week want happen.
Whether you are saving money for a house deposit or losing 10kgs by Christmas, you need to have a plan & make the commitment to change your behaviour.
If you have always had an outstanding credit card bill, or very rarely exercised, do you think changing this pattern will happen overnight?
Think of your mind like a field of wheat, everytime you have any spare money, you mind will follow the existing path that has been made through the wheat.
To put it another way, say from a young age, you always spent all your pocket money, from the very first time this happened, your spending behaviour had not been created, you had a clear field of virgin wheat, not one pathway had been made.
The first time you reached that field, looking into the horizon, you think, will I spend all my pocket money or maybe save a little to by something else.
As you walk through the field, you are creating a path, a track so to speak.
Next time you have your pocket money, will you follow the same pathway or create a new track?
Chances are you will follow the same pathway.
So after years of following the same pathway, it becomes a well trodden track, very safe & well defined with no possibility of getting off course.
If you are no longer using the same pathway but creating a new one, it will take many trips before your new pathway is as well defined as the original track you created.
Will you take the easy option or take the well trodden path to your weight loss & get the zero deposit loan?
Maybe the latest weight loss pill, the next fancy diet or will you start that weight loss savings plan?
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